Ready. Set. Refinance.
While we believe saving money is always a good idea — now it matters more than ever. If you own a home, it may be prime time to consider refinancing your mortgage.
At La Capitol, our rates have dropped to near historic lows, making now the best time to get the most from your home loan. With a lower rate, you can save more money each month — cash you can use to pad your savings or pay off unexpected expenses.Apply Today
Our Mortgage Loan Products
- Rural Development
- Land/Lot Up to 100% LTV
- Non-warrantable condo
- HELOCs & Fixed Second
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1 PMI = Private Mortgage Insurance. Other conditions apply, including but not limited to appraisal, title, and maximum loan amount of $300,000. Maximum DTI (Debt to Income ratio) 40%. Minimum credit score of 700. No slow payments in the last 24 months. 24 months of previous mortgage history or rental history. Judgments, liens, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full and released prior to closing. No open or active mortgage(s) allowed in order to qualify for this product. Minimum 24 months of verified employment in the same or related field. Two years of W-2s and tax returns are required. Seller contribution up to 6% allowed. Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.
2 Loans are available to qualified, creditworthy members. The amount of your loan and the term will affect your interest rate. The rate you qualify for will depend on a review of your credit history. Ask for complete details.